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Defence Stay

Explainers

Guides

Plain-English explanations of how each system actually works — MCO, ECHS, state welfare boards, guest house bookings, CSD, and pension — each one linked to the real directory or contact behind it.

Seva Nidhi Calculator

Tool

Estimate your Agniveer exit payout, year by year, with an adjustable interest rate.

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Defence Quota in Universities: Reservation & MOU Seats

KSB's IIT/MBBS quotas, 24 university MOUs with exact seats, and the 12 AWES colleges.

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How to Book a Train Ticket Using MCO Quota?

The full step-by-step process — documents, timing, and how confirmation works.

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ECHS Explained: Regional Centres, Station HQs & Polyclinics

Three office types, one scheme — who to call for what.

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How Rajya Sainik Boards & Zila Sainik Boards Work

KSB, RSB, ZSB — three levels, and who handles what.

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A First-Timer's Guide to Defence Guest House Bookings

What to expect, and what to have ready before you call.

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CSD Canteen Explained: Eligibility, Smart Cards & How It Works

Who's eligible, and what the smart card system actually does.

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Understanding Defence Pension: PCDA, SPARSH & Where to Get Help

How pension administration is structured — not a calculator.

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CSD Car & Two-Wheeler Price List (Delhi)

Tool

695 car and 156 two-wheeler variants — ex-showroom, on-road and CSD benefit, searchable by model.

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Retirement Checklist Timeline

What to do, and exactly when — from 8 months before retirement through your first year as a veteran.

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Why Pension & ECHS Claims Get Rejected

Specific, documented errors from a PCDA circular and ECHS rules — and how to avoid each one.

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Latest Defence News, India

Daily

Defence-relevant headlines, refreshed from an official Government of India news source.

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Blog

Articles on defence accommodation, welfare schemes and veteran benefits.

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